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Aioi Nissay Dowa Insurance Services USA Corporation (AIS) is a full service “insurtech” insurance agency developing new data science-based products and services for the future of transportation and the on-demand mobility industry.

Our initial focus is on mobility fleets such as rideshare, carshare, last mile and on-demand delivery along with new concepts of vehicle ownership such as subscription lease models.

Our research and development efforts include better understanding the new data that becomes available from autonomous vehicle evolution, and the new risk challenges and coverage needs the will bring.

Today we represent a number of insurers to handle the unique insurance needs of mobility transportation. In addition, we are developing a commercial insurance product that takes advantage of our specialized data science efforts created specifically for the on-demand mobility industry.

AIS is a subsidiary of Aioi Nissay Dowa Insurance Co. Ltd and member of MS&AD Insurance Group Holdings, Inc.


Our vision is to revolutionize the on-demand mobility transportation industry by creating cutting edge technology, and specialized insurance products all while using advanced data science to manage risk, “right-size” insurance costs, and prepare for the evolution of mobility transportation.

Advanced Technology Group (ATG)

The ATG focus is on data science covering the advanced mobility and transportation ecosystem. We offer data consulting, cutting edge telematics products, and utilize our strategic partnerships to address the evolving on-demand mobility industry, and the coming wave of autonomous transportation.



Mobility on the Edge in Real-Time is an unparalleled data analytics software platform measuring driver and vehicle performance down to the mile.


Fleet Insurance specialty product

Currently in development, our specialty fleet insurance product utilizes MOTER to “right-size” insurance cost using advanced data analytics and telematics scoring. Our unique rating model was developed specifically for the mobility industry to solve the ongoing challenges faced by both insurance companies and fleet owners to retain profitability making insurance coverage more acessible and accurately priced.


Insurance Services

At AIS, we offer a variety of insurance policies representing multiple insurers to cover all your needs as a leader in mobility transportation. From understanding your specific Auto Liability insurance coverage requirements – whether we are covering Period 0-3, protecting your assets, or satisfying state financial responsibility laws – we can assist in finding the coverage your business needs.

We Offer

Auto Liability, Physical Damage, General Liability, Excess Liability, Cyber Liability, Management Liability, Product Liability, and more

Target Classes

Rideshare, Carshare, Delivery Services, Vehicle Subscriptions, Autonomous or Semi-Autonomous Vehicle Fleets, and any transportation fleets with a focus in on-demand mobility.

News & insights

MOTER Technologies will be at CoMotionLA Nov 16-18th. Please stop by our booth if you’re attending. We’ll be exhibiting and holding a workshop. We look forward to seeing you there!


Volume 38 Welcome to the next edition of our bi-weekly recap of the latest and greatest in connected and on-demand mobility.  If you’re not already receiving this email, you should be: Subscribe     As Uber and Lyft fares surge, NYC taxis are becoming popular againMSN Money, August 27thNew York City taxis are coming to dethrone Uber and […]


Volume 37 Norway shows us glimpse of the future as electric cars make gas-powered car sales vanishElectrek, August 16thNorway shows us yet another glimpse of the future as electric cars are making gas-powered car sales vanish in the market. Uber, Lyft drivers fear they’ll be replaced by robotaxisTri-City Herald, August 9thSelf-driving technology group Argo AI, […]



Kenji Fujii
Craig Lozofsky
Chief Business Officer
Michael Fischer
Chief of Innovation
Kazuyuki Miyata
James Makishima
Chief Technology Officer
Tetsuji Hosoda
Chief Financial Officer
Sivashankar Yoganthan
Director, Computer Vision and Data Analytics
Michelle York
Commercial Broker, Product Manager
Masanori Oba
Director of Finance
Henry Nagamatsu
Data Scientist
Frank Zhang
Senior Actuary
Isao Arakawa
Senior Technologist
Anthony SuVasquez
Software Engineer
Stephanie Simpson-White
Administrative Coordinator
Yolanda Harris
Yuibi Fujimoto
Senior Data Scientist
Chris Rai
MLOps Engineer
Shane Flynn Ph.D.
Data Scientist