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Aioi Nissay Dowa Insurance Services USA Corporation (AIS) is a full service “insurtech” insurance agency developing new data science-based products and services for the future of transportation and the on-demand mobility industry.

Our initial focus is on mobility fleets such as rideshare, carshare, last mile and on-demand delivery along with new concepts of vehicle ownership such as subscription lease models.

Our research and development efforts include better understanding the new data that becomes available from autonomous vehicle evolution, and the new risk challenges and coverage needs the will bring.

Today we represent a number of insurers to handle the unique insurance needs of mobility transportation. In addition, we are developing a commercial insurance product that takes advantage of our specialized data science efforts created specifically for the on-demand mobility industry.

AIS is a subsidiary of Aioi Nissay Dowa Insurance Co. Ltd and member of MS&AD Insurance Group Holdings, Inc.


Our vision is to revolutionize the on-demand mobility transportation industry by creating cutting edge technology, and specialized insurance products all while using advanced data science to manage risk, “right-size” insurance costs, and prepare for the evolution of mobility transportation.

Advanced Technology Group (ATG)

The ATG focus is on data science covering the advanced mobility and transportation ecosystem. We offer data consulting, cutting edge telematics products, and utilize our strategic partnerships to address the evolving on-demand mobility industry, and the coming wave of autonomous transportation.



Mobility on the Edge in Real-Time is an unparalleled data analytics software platform measuring driver and vehicle performance down to the mile.


Fleet Insurance specialty product

Currently in development, our specialty fleet insurance product utilizes MOTER to “right-size” insurance cost using advanced data analytics and telematics scoring. Our unique rating model was developed specifically for the mobility industry to solve the ongoing challenges faced by both insurance companies and fleet owners to retain profitability making insurance coverage more acessible and accurately priced.


Insurance Services

At AIS, we offer a variety of insurance policies representing multiple insurers to cover all your needs as a leader in mobility transportation. From understanding your specific Auto Liability insurance coverage requirements – whether we are covering Period 0-3, protecting your assets, or satisfying state financial responsibility laws – we can assist in finding the coverage your business needs.

We Offer

Auto Liability, Physical Damage, General Liability, Excess Liability, Cyber Liability, Management Liability, Product Liability, and more

Target Classes

Rideshare, Carshare, Delivery Services, Vehicle Subscriptions, Autonomous or Semi-Autonomous Vehicle Fleets, and any transportation fleets with a focus in on-demand mobility.

News & insights

July 20th by Jake Hertz Link: All About Circuits NXP and MOTER join forces to provide insurance companies with a way to get real-time data on intelligent vehicle systems, skipping the dense and costly method of sending all data to the cloud. As vehicles become more intelligent and produce more and more data, both automotive […]


Volume 36 Argo AI, Ford and Lyft to launch self-driving ride-hail service in Miami and AustinReuters, July 21stSelf-driving startup Argo AI, carmaker Ford Motor Co (F.N) and ride-hail company Lyft Inc (LYFT.O) on Wednesday said they partnered to offer robotaxi trips to Lyft customers in Miami and Austin. TuSimple’s self-driving truck network takes shape with Ryder partnershipTech Crunch, July […]


Volume 35 Welcome to the next edition of our bi-weekly recap of the latest and greatest in connected and on-demand mobility.  If you’re not already receiving this email, you should be: Subscribe     Tesla launches Full Self-Driving (FSD) subscription serviceInside EVs, July 17thTesla has officially launched in the U.S. a subscription service for the Full Self-Driving (FSD) driver assistance system, which […]



Kenji Fujii
Craig Lozofsky
Chief Business Officer
Michael Fischer
Chief of Innovation
Toshiyuki Shimamura
Kazuyuki Miyata
James Makishima
Chief Technology Officer
Tetsuji Hosoda
Chief Financial Officer
Michelle Dicks
Insurance Data Product Owner
Masanori Oba
Director of Finance
Sam Taimourzadeh, PhD
Data Engineer
Kazuki Fujii
Project Manager
Henry Nagamatsu
Data Scientist
Michelle York
Commercial Broker, Product Manager
Anthony SuVasquez
Software Engineer
Stephanie Simpson-White
Administrative Coordinator
Yolanda Harris
Yuibi Fujimoto
Senior Data Scientist
Alan Curtis
Senior Technologist
Michael Waldmeier
Principal Data Scientist
Lani Huang
Full Stack Developer